EDWARD F. THOMAS
EDWARD F. Thomas Long Branch Real Estate
EDWARD F. THOMAS

Our Listings



 PhotoAddressLocationNeighborhoodPriceSizeStyleType
View
(12 Photos)
Sold
200 ROSELD AVE
New Jersey SOLD  $1,100,000 1,611 sq. ft. "Ranch" Residential
View
(12 Photos)
952 BROADWAY
West Long Branch MLS® $794,500 4,706 sq. ft. "Retail" Commercial
View
(11 Photos)
799 BRICK BLVD
Ocean County MLS® $648,000 5,202 sq. ft. "Commercial" Commercial
View
(5 Photos)
177 COLEMAN AVE
MLS® $287,000 2,046 sq. ft. "TwoFamily" Multifamily
View
(12 Photos)
Sold
267 WESTWOOD AVE
SOLD  $275,000 2,030 sq. ft. "Colonial" Residential
View
(5 Photos)
31 5TH AVE S, Suite 33
MLS® $239,000 1,270 sq. ft. "TwoFamily" Multifamily
View
(9 Photos)
283 SPRING ST, Suite 6A
Red Bank MLS® $168,500 1,073 sq. ft. Condominium
View
(4 Photos)
43 THIRD AVE
MLS® $995 USD Monthly 536 sq. ft. "Retail" Commercial



Calculators



Our calculators will help you determine loan amounts, mortgage qualification, affordability or whether you should be renting or buying.

Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs.  To email yourself a copy of the results, click the Receive this Detailed Analysis link.

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
0.43%of Cost
Annual Property Tax:  $  
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results
  Receive this Detailed Analysis


Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 
Income Needed to Qualify for the Mortgage
 
Total Monthly Loan Payment:  
Total Monthly Debt Payment:  
Monthly Loan Insurance (%):  
Qualifying Income of % GDS Ratio:  
Qualifying Income of % TDS Ratio:  
 
What You Can Afford
We are using the % ratio.
Cost of House:  
Down Payment:  
Loan Value:  
Monthly Principal & Interest:  
Monthly Insurance:  
Monthly Property Tax:  
Monthly Condo Fees:  
 
Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate)
Monthly Rent: $
  No. of Years you plan on keeping the home:
Annual Rental Increases:   %   Yearly Appreciation on the Home: %
Monthly Renter Insurance: $   Annual Home Maintenance: %
Savings or Investment Rate:   %  

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